Whether you’re a mechanic, panel beater or tyre retailer, the issues you face are unique to your industry. At Nadic, our extensive understanding of the motor trade industry has enabled us to develop a motor trade product specifically tailored to the risks you may encounter.
Cover for employees’ and apprentices’ own tools in the event of fire,
Accidental damage and theft at you premises; covered up to $10,000 per employee or apprentice.
Accidental damage; covered up to $250,000 with an option to increase this cover.
Rectification of faulty workmanship; covered up to $25,000.
Legal liability for damage to your customers’ vehicles while in your care, custody or control; covered up to $1,000,000
Simple monthly payments and Streamlined claims process. 
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
At Nadic, we’ve helped protect and grow local trade business for over 45 years. This means we are well placed to make sure you have the right insurance for every job.
We focus on providing our trade clients with a dedicated broker. This helps simplify insurance by providing a subject matter expert as your single point of contact.
plumbers
painters and decorators
electrical contractors
locksmiths
plasterers
glaziers and window fitters
carpenters, and
concretors and many more.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
Like most industries, the clubs industry is exposed to a diverse range of risks that require insurance coverage, such as employee-employee harassment in the workplace, staff ‘slips and falls’, cash flow interruption, patron violence, storm damage to bowling greens or injury to voluntary workers.
Our extensive understanding of the industry and the risks you regularly encounter can be attributed to our working relationships with various bowling clubs, RSL clubs, golf and sporting clubs, and other social and leisure clubs. So whatever kind of business you run, we can tailor insurance products especially for your club’s needs.
theft of property in the open air
damage to bowling greens; including landscaping, lawns, gardens and ornamental plants
personal accident cover for voluntary workers up to age 85
directors and officers liability; including employment practices liability and entity cover, and
fidelity guarantee; including committee members and club members whilst on rostered duties.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
Combined professional indemnity and public liability cover from $12 per week. IT consultants need professional indemnity and public liability insurance to protect themselves against claims of professional negligence. Nadic’s tailored professional liability cover for this industry provides IT professionals with the confidence to take risks and deliver innovative products and services to their customers.
If you or your employees provide professional services involving specialised knowledge or expertise such as advice, design, consultancy, opinion or analysis, you need professional indemnity protection. Without it, you may be held liable for your actions and can face costly legal expenses and damages. This is because your customers rely on your professional advice, and so they can hold you responsible for a loss and pursue you for damages.
Nadic’s liability cover for the IT industry allows professionals to provide customers with the many opportunities and benefits that new technologies offer, such as cloud computing and software-as-a-service, without the liability risks that can come with providing professional advice.
As a dedicated broker for the IT sector, we understand the demands of this industry and have designed and negotiated specialist insurance cover with leading Australian insurers. Our IT liability insurance is easy-to-understand cover designed to suit IT businesses at a cost-effective premium.
combined professional indemnity and public liability cover for IT businesses starting from $12 per week,
premiums personally brokered between several leading Australian insurers
comprehensive cover designed to suit the needs of both small and large IT companies
expert insurance advice and support with a dedicated broker – so you can focus on growing your business
full service brokerage including income protection, life insurance, travel insurance, business insurance, and
cyber insurance distribution partnerships available. We’re a smart choice for IT businesses. We set ourselves apart by understanding that each client is unique; our personal brokers listen to our clients to understand what’s important before tailoring a best-fit solution.
We deliver results for IT clients by personally-brokering each insurance contract with several leading Australian insurers. This means a working relationship with Nadic provides you with the kind of confidence required to grow, to innovate, to take on the big jobs, and to know that we have your back. Above all, we keep it simple. Nadic is dedicated to providing easy-to-understand and streamlined premium options for the IT Industry.
Download our IT industry brochure here.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
Like most industries, the hair care and beauty industry is exposed to a range of business risks that require insurance coverage, such as risks from employees, dissatisfied customers, and management issues, through to professional negligence. And like most industries, salons and day spas have their own specific risks, such as treatment risks, risks from colleagues who ‘rent seats’, and ATO audits, that they would be wise to protect themselves against.
Without adequate protection through insurance, businesses in this industry can be exposed to costly litigation processes.
All operating businesses need to cover themselves against basic business risks such as fire/perils, business interruptions, burglary, money, glass breakages, machinery breakdown, electronic equipment, employee theft or general property liabilities. Many insurers combine these covers into a business insurance pack. Businesses often purchase a business pack and then add extra insurances to cover their specific industry needs.
The hair care and beauty industry faces industry-specific risks from failed treatments or the client’s reactions to treatments. If a treatment causes client harm, the salon can be exposed to litigation, expenses and reputation damage. Treatment risks could include:
Given the number of treatments, a salon can provide in a day, the risks posed by failed treatments or reactions can be high.
We can provide you with packaged insurance for the hair care and beauty industries that meet both your business and industry-specific risks. We have access to insurers that specialise in covering this industry – we can negotiate a business pack that covers your business risks as well as your additional risks.
OH&S fines and penalties
business interruptions
faulty equipment
burglary
employee-related disputes
colleagues who ‘rent seats
tax audits and costs
accidental damage to contents, and
a graffiti attack on glass windows. We can negotiate such insurance policies for hairdressing, beauty and tanning salons, barbershops, mobile and freelance hairdressers and beauticians, beauty therapists, make-up artists, manicurists, nail technicians, hair removalists, solariums, day spas, saunas and aromatherapists.
Furthermore, we can negotiate wording that covers salons for additional services they may offer clients including waxing, nails, spray tanning, cosmetic tattooing, massage, spa treatments, IPL & VPL treatments and body piercing.
Download our industry brochure here.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
As a dedicated broker for the commercial fleet, bus, coach and heavy haulage sector, we understand the demands of this industry and have designed and negotiated specialist insurance cover with a leading Australian underwriter dedicated to your industry.
Commercial fleet and heavy haulage owners are faced with a range of challenges unique to their industry. That’s why we have gone the distance to gain an extensive understanding of the heavy motor and transport industry and to negotiate the best value cover for these individual needs. At Nadic, we can identify, analyse and evaluate your risks and provide suitable risk management recommendations to give you confidence for the long haul, whether you operate heavy motor vehicles, light commercial vehicles, sedan fleets and heavy mobile plant and equipment.
As a dedicated broker for the commercial fleet, bus, coach and heavy haulage sector, we understand the demands of this industry and have designed and negotiated specialist insurance cover with a leading Australian underwriter dedicated to your industry. We offer a wide range of easy-to-understand policies designed to suit your needs at a cost-effective premium.
Driveline commercial/fleet insurance
Driveline transport package
Downtime/business interruption
Business pack insurance
Public and products liability
Carriers transit insurance, and Accident assist.
$30,000,000 third party liability any one original cause
$1,000,000 third party liability for dangerous goods, any one original cause
New vehicle replacement (sedans, station wagons and under 2 ton c/c) within 2 years of original registration
Sum insured payout total loss (bus, coach, sedans, station wagons and 2 ton c/c or greater) within 2 years of original registration
Finance payout for total loss – up to 15% or $30,000, whichever is the lesser
Automatic additions and deletions – $500,000 limit, 30 day notification
Hire vehicle following theft – 14 days, limit $2,500
Bodily injury (CTP gap liability)
Non-owned trailers legal liability – limit $100,000
Plus a range of optional benefits. We’re a smart choice for the commercial fleet, bus, coach and heavy haulage industry. We go the extra distance and understand that each client is unique; our personal brokers listen to our clients to understand what’s important before tailoring a best-fit solution.
Download our industry brochure here.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
Stockbrokers require a robust and agile professional indemnity product to support them in navigating the daily tumult of the marketplace, interpreting longer-term opportunities, and advising clients on financial risks and rewards. Arm yourself with the knowledge you’re protected against alleged negligence, error or omission
Nadic has access to professional indemnity cover specifically written to address the risk exposures inherent in operating in capital markets. We are a leading insurance broker for the financial industry.
Breach of client investment agreement
Mismanagement of funds resulting in underperformance
Breach of disclosure rules
Failure to disclose conflicts of interest
Failure to execute client orders timely or accurately
Agents acting outside of their authority
Misleading or deceptive research reports
Unit pricing errors Adequate cover is necessary for a firm’s financial integrity and investor protection within the highly dynamic securities industry. We can provide risk management services that cover a brokerage’s exposures beyond professional risks, including:
At Nadic, we understand that every client is unique; our brokers listen to our clients to understand what’s important before tailoring best-fit risk management and insurance plan.
We deliver results for our stock broking clients by personally-brokering each insurance contract with several specialist insurers, all of whom have in-house legal claims management expertise. Nadic is dedicated to providing easy-to-understand and streamlined premium options for the securities industry.
Download our brochure here.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
Nadic helps human resource professionals and recruiting firms understand and transfer their professional exposures. Our panel of insurers are each specialist in underwriting and claims management of the legal exposures arising from the provision of recruitment and professional advice.
Professional indemnity
Business Insurance
Group risk and employee benefits
Cyber risk for SMEs
More than 400 restaurants choose our tailored restaurant insurance package each year. We believe it represents the best value for money for all restaurant owners.
We are here to provide outstanding service. We achieve this through building lasting relationships, that enables restaurant owners to get on with running their business. Providing certainty, in an uncertain world.
We work with the hospitality industry because we understand it. We understand the challenges and we understand the risks. Each business is unique, and what is most important is listening to you. By doing this, we make insurance simple and tailored to you.
Quality and value are important in the hospitality industry. Long term relationships provide certainty and help you manage your risks and profitability over the long term.
Restaurants of all sizes need to insure against the loss of cash flow. Typically, even short term losses in trading days can result in significant losses to your bottom line.
Management liability insurance can protect directors from claims brought on by employees. Even in well-managed workplaces issues do arise and can include workplace sexual harassment (co-worker to co-worker), unfair dismissal or breach of workplace safety regulations.
Business Insurance
Group risk and employee benefits
Workers compensation
Cyber risk for SMEs
We have expertise and experience with arranging and servicing insurance solutions specifically for owners and operators of:
Our health and aged care solutions focus on the following five key areas.
Industrial special risk insurance.
Engineering plant insurance.
Electronic equipment insurance.
Combined general liability insurance.
Professional indemnity insurance.
Directors and Officers insurance.
Fidelity guarantee insurance.
Managing claims
Developing return to work strategies for employees
Responding to wage audits
Compliance with OH&S legislation amendments
Work with insurers on matters of concern
Premium forecasting and wage declaration audits At Nadic, we work with insurers and risk engineers to complement the policies, procedures and general risk management measures you have in place to retain your aged care facilities certification and accreditation. We identify potential gaps in existing practices covering property, liability and OH&S and recommend ways to reduce them, ensuring best practice is maintained.
Directors and officers liability
Professional indemnity
Workers compensation
Business Insurance
We have deep expertise in providing risk management and insurance services to the black coal mining and gravel quarrying resource sectors.
At Nadic, we’ve spent over 10 years focusing on providing excellence and leadership on risk and insurance issues facing the mining and allied sector. We’re committed to the sector, and in particular to contractors in the Hunter Valley.
Typically our clients are large to medium-sized companies with local ownership, or subsidiaries of international companies with autonomy for risk management and insurance purchase decisions.
Mine owners
Manufacturing plants of coal washeries
A number of National suppliers and contractors to the coal industry.
A number of International suppliers and contractors to the coal industry.
Risk identification, evaluation and strategic planning.
Pre-tender agreement review and advisory services.
Workers compensation and case management support.
Specific clause and liability risk negotiation with insurers.
Mining construction and development
Production plant and equipment insurances and related business interruption risks.
International liability placements.
Claims assistance and management services.
Risk retention advice.
Employee benefits consulting and insurance. 