Does your insurance need a tune-up?

Whether you’re a mechanic, panel beater or tyre retailer, the issues you face are unique to your industry. At Nadic, our extensive understanding of the motor trade industry has enabled us to develop a motor trade product specifically tailored to the risks you may encounter.

Our tailored cover includes:

Check Icon Cover for employees’ and apprentices’ own tools in the event of fire,
Check Icon Accidental damage and theft at you premises; covered up to $10,000 per employee or apprentice.
Check Icon Accidental damage; covered up to $250,000 with an option to increase this cover.
Check Icon Rectification of faulty workmanship; covered up to $25,000.
Check Icon Legal liability for damage to your customers’ vehicles while in your care, custody or control; covered up to $1,000,000
Check Icon Simple monthly payments and Streamlined claims process.
Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Start a conversation with a Nadic broker…
Given the risks encountered by businesses in the motor trade industry, it’s worth speaking with a Nadic broker about our motor trade product. We understand each client is unique; we listen to you to gain an understanding of your needs and apply our industry knowledge to provide you with a best-fit solution.

At Nadic, we’ve helped protect and grow local trade business for over 45 years. This means we are well placed to make sure you have the right insurance for every job.

We focus on providing our trade clients with a dedicated broker. This helps simplify insurance by providing a subject matter expert as your single point of contact.

Our products cover:

Check Icon plumbers
Check Icon painters and decorators
Check Icon electrical contractors
Check Icon locksmiths
Check Icon plasterers
Check Icon glaziers and window fitters
Check Icon carpenters, and
Check Icon concretors and many more.
Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Start a conversation with a Nadic broker…
If you would like to find out more about how we can help, please contact us or request a quote online.

Like most industries, the clubs industry is exposed to a diverse range of risks that require insurance coverage, such as employee-employee harassment in the workplace, staff ‘slips and falls’, cash flow interruption, patron violence, storm damage to bowling greens or injury to voluntary workers.

Our extensive understanding of the industry and the risks you regularly encounter can be attributed to our working relationships with various bowling clubs, RSL clubs, golf and sporting clubs, and other social and leisure clubs. So whatever kind of business you run, we can tailor insurance products especially for your club’s needs.

Our policy benefits can include cover for:

Check Icon theft of property in the open air
Check Icon damage to bowling greens; including landscaping, lawns, gardens and ornamental plants
Check Icon personal accident cover for voluntary workers up to age 85
Check Icon directors and officers liability; including employment practices liability and entity cover, and
Check Icon fidelity guarantee; including committee members and club members whilst on rostered duties.
Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Find out more
Nadic has extensive experience with managing risks for the clubs industry. We are focused on working with clubs of all sizes to assist with the management of patron and employee risks. Please contact us or request a quote online if you would like to learn more about our clubs insurance.

Cover for IT professionals

Combined professional indemnity and public liability cover from $12 per week. IT consultants need professional indemnity and public liability insurance to protect themselves against claims of professional negligence. Nadic’s tailored professional liability cover for this industry provides IT professionals with the confidence to take risks and deliver innovative products and services to their customers.

Trust Nadic to help cover your professional risks

If you or your employees provide professional services involving specialised knowledge or expertise such as advice, design, consultancy, opinion or analysis, you need professional indemnity protection. Without it, you may be held liable for your actions and can face costly legal expenses and damages. This is because your customers rely on your professional advice, and so they can hold you responsible for a loss and pursue you for damages.

Nadic’s liability cover for the IT industry allows professionals to provide customers with the many opportunities and benefits that new technologies offer, such as cloud computing and software-as-a-service, without the liability risks that can come with providing professional advice.

As a dedicated broker for the IT sector, we understand the demands of this industry and have designed and negotiated specialist insurance cover with leading Australian insurers. Our IT liability insurance is easy-to-understand cover designed to suit IT businesses at a cost-effective premium.

In particular, Nadic’s IT liability cover includes:

Check Icon combined professional indemnity and public liability cover for IT businesses starting from $12 per week,
Check Icon premiums personally brokered between several leading Australian insurers
Check Icon comprehensive cover designed to suit the needs of both small and large IT companies
Check Icon expert insurance advice and support with a dedicated broker – so you can focus on growing your business
Check Icon full service brokerage including income protection, life insurance, travel insurance, business insurance, and
Check Icon cyber insurance distribution partnerships available.

A personal broker to manage your insurance needs

We’re a smart choice for IT businesses. We set ourselves apart by understanding that each client is unique; our personal brokers listen to our clients to understand what’s important before tailoring a best-fit solution.

We deliver results for IT clients by personally-brokering each insurance contract with several leading Australian insurers. This means a working relationship with Nadic provides you with the kind of confidence required to grow, to innovate, to take on the big jobs, and to know that we have your back. Above all, we keep it simple. Nadic is dedicated to providing easy-to-understand and streamlined premium options for the IT Industry.

Download our IT industry brochure here.

Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Let’s start a conversation…
Contact us to speak with one of our brokers or request a quote online today – it’s quick and easy!

Cover styled just for hairdressers

Like most industries, the hair care and beauty industry is exposed to a range of business risks that require insurance coverage, such as risks from employees, dissatisfied customers, and management issues, through to professional negligence. And like most industries, salons and day spas have their own specific risks, such as treatment risks, risks from colleagues who ‘rent seats’, and ATO audits, that they would be wise to protect themselves against.

Without adequate protection through insurance, businesses in this industry can be exposed to costly litigation processes.

What are the business risks?

All operating businesses need to cover themselves against basic business risks such as fire/perils, business interruptions, burglary, money, glass breakages, machinery breakdown, electronic equipment, employee theft or general property liabilities. Many insurers combine these covers into a business insurance pack. Businesses often purchase a business pack and then add extra insurances to cover their specific industry needs.

What are the treatment risks?

The hair care and beauty industry faces industry-specific risks from failed treatments or the client’s reactions to treatments. If a treatment causes client harm, the salon can be exposed to litigation, expenses and reputation damage. Treatment risks could include:

  • burns to the skin, rashes or reactions to hair dyes, perms, and bleaches,
  • burns to the skin, rashes or reactions from eyelash tints,
  • burns resulting from waxing treatments, and
  • biological hazards caused by infections and infestations.

Given the number of treatments, a salon can provide in a day, the risks posed by failed treatments or reactions can be high.

Make sure you have adequate cover

We can provide you with packaged insurance for the hair care and beauty industries that meet both your business and industry-specific risks. We have access to insurers that specialise in covering this industry – we can negotiate a business pack that covers your business risks as well as your additional risks.

Our policies can include cover for:

Check Icon OH&S fines and penalties
Check Icon business interruptions
Check Icon faulty equipment
Check Icon burglary
Check Icon employee-related disputes
Check Icon colleagues who ‘rent seats
Check Icon tax audits and costs
Check Icon accidental damage to contents, and
Check Icon a graffiti attack on glass windows.

What type of businesses can be covered?

We can negotiate such insurance policies for hairdressing, beauty and tanning salons, barbershops, mobile and freelance hairdressers and beauticians, beauty therapists, make-up artists, manicurists, nail technicians, hair removalists, solariums, day spas, saunas and aromatherapists.

Furthermore, we can negotiate wording that covers salons for additional services they may offer clients including waxing, nails, spray tanning, cosmetic tattooing, massage, spa treatments, IPL & VPL treatments and body piercing.

Download our industry brochure here.

Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Find out more today
Nadic is experienced in managing risks for the hair care and beauty industry. Contact us today to discuss your risks and insurance needs.

Insurance for the long haul

As a dedicated broker for the commercial fleet, bus, coach and heavy haulage sector, we understand the demands of this industry and have designed and negotiated specialist insurance cover with a leading Australian underwriter dedicated to your industry.

Commercial fleet and heavy haulage owners are faced with a range of challenges unique to their industry. That’s why we have gone the distance to gain an extensive understanding of the heavy motor and transport industry and to negotiate the best value cover for these individual needs. At Nadic, we can identify, analyse and evaluate your risks and provide suitable risk management recommendations to give you confidence for the long haul, whether you operate heavy motor vehicles, light commercial vehicles, sedan fleets and heavy mobile plant and equipment.

Trust Nadic to help cover your risks; giving you the confidence to go the distance

As a dedicated broker for the commercial fleet, bus, coach and heavy haulage sector, we understand the demands of this industry and have designed and negotiated specialist insurance cover with a leading Australian underwriter dedicated to your industry. We offer a wide range of easy-to-understand policies designed to suit your needs at a cost-effective premium.

Our range of policies include:

Check Icon Driveline commercial/fleet insurance
Check Icon Driveline transport package
Check Icon Downtime/business interruption
Check Icon Business pack insurance
Check Icon Public and products liability
Check Icon Carriers transit insurance, and Accident assist.

Standard features (commercial/fleet insurance)

Check Icon $30,000,000 third party liability any one original cause
Check Icon $1,000,000 third party liability for dangerous goods, any one original cause
Check Icon New vehicle replacement (sedans, station wagons and under 2 ton c/c) within 2 years of original registration
Check Icon Sum insured payout total loss (bus, coach, sedans, station wagons and 2 ton c/c or greater) within 2 years of original registration
Check Icon Finance payout for total loss – up to 15% or $30,000, whichever is the lesser
Check Icon Automatic additions and deletions – $500,000 limit, 30 day notification
Check Icon Hire vehicle following theft – 14 days, limit $2,500
Check Icon Bodily injury (CTP gap liability)
Check Icon Non-owned trailers legal liability – limit $100,000
Check Icon Plus a range of optional benefits.

A personal broker to manage your insurance needs

We’re a smart choice for the commercial fleet, bus, coach and heavy haulage industry. We go the extra distance and understand that each client is unique; our personal brokers listen to our clients to understand what’s important before tailoring a best-fit solution.

Download our industry brochure here.

Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Let’s start a conversation…
Contact us to speak with one of our brokers or request a quote online today – it’s quick and easy!

Professional indemnity insurance for stockbroking professionals

Stockbrokers require a robust and agile professional indemnity product to support them in navigating the daily tumult of the marketplace, interpreting longer-term opportunities, and advising clients on financial risks and rewards. Arm yourself with the knowledge you’re protected against alleged negligence, error or omission

Nadic has access to professional indemnity cover specifically written to address the risk exposures inherent in operating in capital markets. We are a leading insurance broker for the financial industry.

We can help your brokerage improve performance and instil confidence by identifying and managing your exposures, such as:

Check Icon Breach of client investment agreement
Check Icon Mismanagement of funds resulting in underperformance
Check Icon Breach of disclosure rules
Check Icon Failure to disclose conflicts of interest
Check Icon Failure to execute client orders timely or accurately
Check Icon Agents acting outside of their authority
Check Icon Misleading or deceptive research reports
Check Icon Unit pricing errors

Risk management services that support stockbrokers

Adequate cover is necessary for a firm’s financial integrity and investor protection within the highly dynamic securities industry. We can provide risk management services that cover a brokerage’s exposures beyond professional risks, including:

  • Duties of directors; covered with directors and officers liability,
  • Liabilities arising as an employer; covered with employment practices liability, and
  • Losses arising from a third party and employee fraud.

Make sure you have adequate cover

At Nadic, we understand that every client is unique; our brokers listen to our clients to understand what’s important before tailoring best-fit risk management and insurance plan.

We deliver results for our stock broking clients by personally-brokering each insurance contract with several specialist insurers, all of whom have in-house legal claims management expertise. Nadic is dedicated to providing easy-to-understand and streamlined premium options for the securities industry.

Download our brochure here.

 

Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Get A Quote
If you are interested in finding out how we can help, please contact us or request a quote online here

Nadic helps human resource professionals and recruiting firms understand and transfer their professional exposures. Our panel of insurers are each specialist in underwriting and claims management of the legal exposures arising from the provision of recruitment and professional advice.

Our Services
Professional indemnity Business Insurance Group risk and employee benefits Cyber risk for SMEs
Get A Quote
If you are interested in finding out more, please contact us.

More than 400 restaurants choose our tailored restaurant insurance package each year. We believe it represents the best value for money for all restaurant owners.

Exceptional Service

We are here to provide outstanding service. We achieve this through building lasting relationships, that enables restaurant owners to get on with running their business.  Providing certainty, in an uncertain world.

Exceptional Expertise

We work with the hospitality industry because we understand it. We understand the challenges and we understand the risks. Each business is unique, and what is most important is listening to you. By doing this, we make insurance simple and tailored to you.

Tips for restaurant owners:

1. Take a long term view with your choice of broker

Quality and value are important in the hospitality industry. Long term relationships provide certainty and help you manage your risks and profitability over the long term.

2. As you already know, cash flow is king

Restaurants of all sizes need to insure against the loss of cash flow. Typically, even short term losses in trading days can result in significant losses to your bottom line.

3. Consider your employment liability exposures

Management liability insurance can protect directors from claims brought on by employees. Even in well-managed workplaces issues do arise and can include workplace sexual harassment (co-worker to co-worker), unfair dismissal or breach of workplace safety regulations.

Our Services
Business Insurance Group risk and employee benefits Workers compensation Cyber risk for SMEs
Get A Quote
If you are interested in finding out how we can help, please contact us or request a quote online here

We have expertise and experience with arranging and servicing insurance solutions specifically for owners and operators of:

  • retirement villages,
  • nursing homes,
  • aged care hostels, and
  • home and community service providers for the elderly.

Our health and aged care solutions focus on the following five key areas.

1. Property insurance:

Check Icon Industrial special risk insurance.
Check Icon Engineering plant insurance.
Check Icon Electronic equipment insurance.

2. Liability insurance:

Check Icon Combined general liability insurance.

3. Professional lines insurance:

Check Icon Professional indemnity insurance.
Check Icon Directors and Officers insurance.
Check Icon Fidelity guarantee insurance.

4. Workers compensation insurance:

Check Icon Managing claims
Check Icon Developing return to work strategies for employees
Check Icon Responding to wage audits
Check Icon Compliance with OH&S legislation amendments
Check Icon Work with insurers on matters of concern
Check Icon Premium forecasting and wage declaration audits

Best practice risk assessment

At Nadic, we work with insurers and risk engineers to complement the policies, procedures and general risk management measures you have in place to retain your aged care facilities certification and accreditation. We identify potential gaps in existing practices covering property, liability and OH&S and recommend ways to reduce them, ensuring best practice is maintained.

Our Services
Directors and officers liability Professional indemnity Workers compensation Business Insurance
Get A Quote
If you are interested in finding out how we can help, please contact us or request a quote online here

Mining and allied

We have deep expertise in providing risk management and insurance services to the black coal mining and gravel quarrying resource sectors.

At Nadic, we’ve spent over 10 years focusing on providing excellence and leadership on risk and insurance issues facing the mining and allied sector. We’re committed to the sector, and in particular to contractors in the Hunter Valley.

Typically our clients are large to medium-sized companies with local ownership, or subsidiaries of international companies with autonomy for risk management and insurance purchase decisions.

Our clients include:

Check Icon Mine owners
Check Icon Manufacturing plants of coal washeries
Check Icon A number of National suppliers and contractors to the coal industry.
Check Icon A number of International suppliers and contractors to the coal industry.

We have specialist capabilities which include:

Check Icon Risk identification, evaluation and strategic planning.
Check Icon Pre-tender agreement review and advisory services.
Check Icon Workers compensation and case management support.
Check Icon Specific clause and liability risk negotiation with insurers.
Check Icon Mining construction and development
Check Icon Production plant and equipment insurances and related business interruption risks.
Check Icon International liability placements.
Check Icon Claims assistance and management services.
Check Icon Risk retention advice.
Check Icon Employee benefits consulting and insurance.
Get A Quote
If you are interested in finding out how we can help, please contact us or request a quote online here