Restaurant and catering
We are here to provide an outstanding service. We achieve this through building lasting relationships, that enables restaurant owners to get on with running their business. Providing certainty, in an uncertain world.
We work with the hospitality industry because we understand it. We understand the challenges and we understand the risks. Each business is unique, and what is most important is listening to you. By doing this, we make insurance simple and tailored to you.
Tips for restaurant owners:
- Take a long term view with your choice of broker
Quality and value are important in the hospitality industry. Long term relationships provide certainty and help you manage your risks and profitability over the long term.
- As you already know, cash flow is king
Restaurants of all sizes need to insure against the loss of cash flow. Typically, even short term losses in trading days can result in significant losses to your bottom line.
- Consider your employment liability exposures
Management liability insurance can protect directors from claims brought on by employees. Even in well managed workplaces issues do arise, and can include workplace sexual harassment (co-worker to co-worker), unfair dismissal or breach of workplace safety regulations.